[/URL][URL="http://docs.google.com/viewer?a=v&q=cache:vJpksrVfbMYJ:www.pravnadatoteka.hr/pdf/steta_i_naknada_iz_osiguranja.pdf+definicija+pdf&hl=bs&gl=ba&pid=bl&srcid=ADGEEShEsl0wDyuangpV7t7VWs-tNI6rN2AOAmIPcuxUbsqziOrpSR1BsLEnhC3WmEs8Jhig-ZxC8tiau-SFWTppEkv-HTgCKOYt44UXhNeWZHR6nTOGS_fWxMFLbCbwk9mImWzfnzrR&sig=AHIEtbSH73xgcb_vDbN7A3dQkWQm98dR2Q"]Šteta i naknada od osiguranja[/URL]